Listed below are companies providing Green and or Ethical Mortgages.
Green mortgages are only provided for certain types of property and lenders in this field will not deal with environmentally irresponsible companies. Green / Ethical mortgages support environmental projects and include unique features such as planting new trees or making a donation to an environmental charity for every mortgage taken out; many offer a free energy survey and even a contribution to eco-friendly home improvements. Green mortgage companies are aiming to encourage environmentally sound building practices, promote non-renewable energy sources and hope to redress at least some of the damage caused by housing - Carbon Dioxide gas contributes significantly to global warming, our homes are the largest emitters of this toxic substance in the UK
Green Mortgage Lenders will only consider properties that are ecologically sound; they look at two main types of property:
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New homes that meet a certain rating in terms of its energy efficiency and where building practices have low ecological impact.
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Renovations of run down properties that can be improved in an environmentally sound way.